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Secured Credit Cards

Secured credit cards are recommended for people that have no credit or want to rebuild their bad credit. Someone looking for a secured credit card should look for cards that report to all 3 credit bureaus, have low fees and allow you to use direct deposit to fund the accounts if you wish.

Compare secured credit card offers below and simply click the link to apply or view more terms about each prepaid (secured) credit card. (From our Partners)

OpenSky® Secured Visa® Credit Card
Apply Here	New feature! Earn up to 10% cash back* on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Apply Here
Regular APR: 25.14% (variable) Annual Fee: $35 Credit Needed: No credit, Poor, Fair Credit Line: $200-$3000 at time of application Late Payment Fee: Up to $40

First Progress Platinum Select Mastercard® Secured Credit Card
Apply Here	Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here
Regular APR: 18.74% (V) Annual Fee: $39 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
Apply Here	Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹ Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Apply Here
Regular APR: 14.74% (V) Annual Fee: $49 Credit Needed: Poor/Limited/No Credit Credit Line: $2,000

Current Build Visa® Credit Card
Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. The Current Visa® Debit Card issued by Choice Financial Group, and the Current Visa® secured charge card issued by Cross River Bank, are both pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. Current Individual Account required to apply for the Current Visa® secured charge card. Independent approval required. Apply Here	Credit for everyone - Regardless of your credit history! Get paid up to 2 days faster - Using Direct Deposit. Build credit not debt. Grow your savings - Earn up to a 4.00% Bonus on Savings Pods View Product Disclosures Apply Here
Regular APR: 0.00% Annual Fee: Credit Needed:

OpenSky® Plus Secured Visa® Credit Card
Apply Here	New feature! Earn up to 10% cash back* on everyday purchases No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Secure your credit line with a refundable security deposit - as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Apply Here
Regular APR: 29.49% (variable) Annual Fee: $0 Credit Needed: No credit, Poor, Fair Credit Line: $300-$3000 at time of application Late Payment Fee: Up to $40

OpenSky Launch Secured Visa® Credit Card
Apply Here	Excellent option for a low fully refundable security deposit, get started with just $100 Earn up to 10% cash back on everyday purchases Minimum payment as low as $10 Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit Apply Here
Regular APR: 29.49% (variable) Annual Fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in Credit Needed: No credit, Poor, Fair Credit Line: $100- $1,000 Late Payment Fee: Up to $40

Best Credit Cards
Apply Here	Compare our current best credit card offers to find the one that best suits your needs See the best credit cards by category including cash back, travel, business and student Earn 1.5% cash back on all purchases or 2X points on travel and dining expenses Best card selections updated often – click to see the latest rankings Terms may vary by partner offer. Please see each bank's application for terms and conditions Clicking will take you to CreditSoup.com to compare Best Credit Cards from participating partners Apply Here
Intro (Purchases): See website for Details* Intro (Balance Transfers): See website for Details* Regular APR: See website for Details* Annual Fee: See website for Details* Credit Needed: Average/Fair/Limited/Poor/Good/Excellent

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